5Paisa Capital Ltd.
5PAISANSEFinanceFinance - Stock BrokingSmall Cap
₹325.2
▲ 0.37%
loading…
50
Composite
5paisa capital is backed by one of India’s leading financial services companies - IIFL which has over 2.9 million happy customers across various business segments. Their experience of the Financial Markets, understanding of customer needs and expertise in implementing complex technological solutions enables them to give their customers a great investing experience at an unimaginably low cost. The company offers their customers technology driven solutions that enable them to invest at a lower cost. The company empowers their clients with information to take right decisions at the right time. Their simple and easy-to-use interface is aimed at providing the ease in investing ti itd ckients .
Q-DITS fundamental score
50Composite
Growth
29
Profitability
54
Valuation
76
Quality
58
Solvency
37
Earnings
0
Key metrics
MCap
₹1.5K Cr
TTM PE
34.5x
Industry PE
39.5x
TTM EPS
₹9.42
Book Value
₹141.81
Face Value
₹10
Div Yield
0%
PEG
73.5x
PB
1.8x
ROE
12.2%
ROCE
13.6%
EBITDA mgn
35.4%
D/E
0.37
Int. Cover
4.8x
Curr. Ratio
1.49x
EPS
₹22.05
Growth — CAGR across horizons
| Metric | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|
| Net Sales | -11.1% | -1.8% | 10.6% | — |
| EBITDA | -20.7% | 5.4% | 18.7% | — |
| Net Profit | -35.2% | 0.5% | 24.6% | — |
Score snapshot
Piotroski
6/9
Altman Z
0.8
Quality
58.3
Growth
28.5
Valuation
76
Earn. Qual
0
PEAD
0
SURGE
+1
Loading price data…
Loading delivery data…
Revenue, profitability & returns
Revenue & Net Profit (₹ Cr)
RevenueNet Profit
Margins (%)
EBITDA%PAT%
Return ratios (%)
ROEROCEROA
Annual financials — last 9 years
Tap a row to expand the full chart
| Metric | Trend | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| ›RevenueCr | 7 | 20 | 61 | 108 | 193 | 297 | 338 | 395 | 360 | |
| ›EBITDACr | -15 | -32 | -17 | 10 | 45 | 47 | 88 | 111 | 127 | |
| ›EBITDA margin | -198.8% | -161.2% | -27.8% | 8.8% | 23.4% | 15.8% | 26% | 28% | 35.4% | |
| ›Net profitCr | -12 | -25 | -19 | -8 | 15 | 14 | 44 | 54 | 68 | |
| ›PAT margin | -156.6% | -128.7% | -31.3% | -7.3% | 7.6% | 4.6% | 12.9% | 13.8% | 19% | |
| ›EPS₹ | ₹0 | ₹-12.19 | ₹-9.13 | ₹-3.13 | ₹5.81 | ₹4.71 | ₹14.36 | ₹17.62 | ₹22.05 | |
| ›Revenue growth | 0% | 163.2% | 208.6% | 78.4% | 78.3% | 53.9% | 13.8% | 16.8% | -8.9% | |
| ›PAT growth | 0% | -116.4% | 25.1% | 58.3% | 286% | -6.5% | 217.2% | 25% | 25.3% | |
| ›ROE | -15.5% | -36.6% | -35.6% | -8.8% | 10.2% | 5.5% | 10.8% | 11.1% | 12.2% | |
| ›ROCE | -17.1% | -38.7% | -17% | 2.3% | 10.8% | 8% | 12.3% | 13.4% | 13.6% | |
| ›ROA | -11.4% | -23.2% | -10.1% | -1.8% | 2% | 1.1% | 2.7% | 3% | 3.7% | |
| ›P/E | — | 0x | 0x | 0x | 43.4x | 73.9x | 19.9x | 28.9x | 16.3x | |
| ›P/B | — | 6.6x | 6.9x | 2.1x | 4.2x | 2.9x | 1.9x | 3x | 1.8x | |
| ›D/E | 0 | 0.3 | 2.1 | 1.6 | 1.5 | 0.8 | 0.4 | 0.6 | 0.4 | |
| ›Current ratio | 4.7x | 1.2x | 1x | 0.8x | 1.1x | 1.3x | 1.4x | 1.3x | 1.5x | |
| ›Interest cover | -12x | -37.8x | -2.6x | 0.4x | 2x | 1.8x | 3.8x | 3.5x | 4.8x |
Quarterly results
Tap a row to expand the full chart
| Metric | Trend | 2023-12 | 2024-03 | 2024-06 | 2024-09 | 2024-12 | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ›RevenueCr | 100 | 113 | 102 | 101 | 85 | 71 | 78 | 77 | 79 | 85 | |
| ›Rev growth YoY | 19.7% | 24.6% | 20.9% | 4% | -15% | -36.9% | -24% | -23.4% | -7% | 19.9% | |
| ›EBITDACr | 30 | 21 | 37 | 38 | 30 | 21 | 25 | 23 | 27 | 26 | |
| ›EBITDA margin | 30.3% | 18.2% | 36.5% | 38.2% | 35.2% | 29.7% | 32.4% | 29.8% | 33.9% | 30.1% | |
| ›Net profitCr | 15 | 6 | 20 | 22 | 16 | 10 | 12 | 9 | 12 | 11 | |
| ›PAT growth YoY | 36.9% | -59.9% | 38.2% | 15% | 7.2% | 74.3% | -42.5% | -56.7% | -24% | 7.8% | |
| ›EPS₹ | ₹4.84 | ₹1.85 | ₹6.44 | ₹7.01 | ₹5.18 | ₹3.22 | ₹3.7 | ₹3.04 | ₹3.94 | ₹3.47 |
Balance sheet — last 10 years (₹ Cr)
Tap a row to expand the full chart
| Metric | Trend | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ›Shareholders' equityCr | 88 | 63 | 45 | 138 | 156 | 374 | 463 | 540 | 604 | 649 | |
| ›ReservesCr | 76 | 50 | 31 | 110 | 126 | 323 | 425 | 495 | 564 | 618 | |
| ›Total borrowingsCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| ›InvestmentsCr | 4 | 33 | 15 | 212 | 76 | 24 | 14 | 13 | 64 | 0 | |
| ›Total assetsCr | 89 | 63 | 46 | 139 | 157 | 375 | 467 | 552 | 613 | 1,907 | |
| ›Current assetsCr | 98 | 81 | 246 | 382 | 770 | 1,572 | 1,613 | 2,002 | 1,571 | 36 | |
| ›Current liabilitiesCr | 21 | 68 | 237 | 485 | 710 | 1,233 | 1,175 | 1,496 | 1,054 | 7 | |
| ›Trade payablesCr | 0 | 2 | 6 | 18 | 19 | 54 | 58 | 1 | 1 | 57 | |
| ›Gross blockCr | 1 | 3 | 4 | 11 | 13 | 21 | 32 | 43 | 51 | 4 |
Cash flow statement (₹ Cr)
Tap a row to expand the full chart
| Metric | Trend | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ›Operating CF (CFO)Cr | -21 | -51 | 15 | -237 | 2 | -141 | 25 | -92 | 98 | -104 | |
| ›Investing CF (CFI)Cr | 2 | -5 | 1 | -17 | -1 | -12 | -8 | -13 | -7 | -7 | |
| ›Financing CF (CFF)Cr | 87 | -1 | 27 | 212 | -4 | 225 | -85 | 154 | -141 | 127 | |
| ›Net cash changeCr | 68 | -56 | 43 | -42 | -3 | 73 | -68 | 50 | -51 | 17 | |
| ›Closing cashCr | 76 | 19 | 62 | 20 | 17 | 89 | 21 | 71 | 20 | 37 |
Cash flow components
CFO · CFI · CFF (₹ Cr)
CFOCFICFF
Q-DITS scorecard
Composite score
50
Quality (25%)58.3
Growth (25%)28.5
Valuation (20%)76
Piotroski (15%)67
Earnings Quality (10%)0
Momentum (5%)—
Weighted blend, rescaled to the components available for this stock.
Piotroski F-Score
6/9
✓ROA positiveROA 3.69%
✗CFO positiveCFO ₹-103.71 Cr
✓ROA improving2.96% → 3.69%
✗CFO > PAT (low accruals)CFO -103.71 vs PAT 68.23
✓Leverage decreasedD/E 0.64 → 0.37
✓Liquidity improvedCR 1.34 → 1.49
✓No share dilutionEPS 17.62 → 22.05
✓Margin improvedEBITDA mgn 28.02% → 35.44%
✗Asset turnover upAsset TO 0.21 → 0.19
Altman Z-Scoredistress
0.8
X1
0.015
X2
0.324
X3
0.06
X4
0.34
X5
0.189
>2.9 safe · 1.23–2.9 grey · <1.23 distress
Quality
58.3/100
ROE
12.2%
ROCE
13.6%
Margin
19%
Debt
0.4
Int. cover
4.8x
Growth
28.5/100
Revenue 3Y
-1.8%
Profit 3Y
0.5%
EPS
25.2%
Valuation
76/100
PE
16.3x
PB
1.9x
EV/EBITDA
0.3x
vs universe median: PE 25.6x · PB 2.81x · EV 13.41x
Earnings quality
0/100
CFO₹-104 Cr
PAT₹68 Cr
Accrual ratio0.09
CFO/PAT-1.52x
PEAD · SURGE
0 / +1
Revenue SUE1.13
EPS SUE-0.56
Latest quarter2026-03
Rev growth YoY19.9%
Documents & filings
Loading documents…
Peer comparison
| Company | MCap (Cr) | Revenue | PAT | PE | PB | ROE% | ROCE% | D/E |
|---|---|---|---|---|---|---|---|---|
| Billionbrains Garage Ventures Ltd. | 1,25,472 | 4,645 | 2,085 | 60.2x | 13x | 52.5 | 62.9 | 0.12 |
| Multi Commodity Exchange Of India Ltd. | 71,487 | 2,302 | 1,336 | 53.7x | 25.1x | 22.5 | 28.1 | 0 |
| Motilal Oswal Financial Services Ltd. | 57,451 | 9,374 | 1,865 | 30.7x | 4.5x | 25.7 | 18.7 | 1.35 |
| 360 One Wam Ltd. | 46,635 | 4,323 | 1,216 | 38.3x | 4.7x | 19.9 | 14.4 | 1.61 |
| Angel One Ltd. | 32,310 | 5,137 | 915 | 35.3x | 5.5x | 16.1 | 14.9 | 1.33 |
| Nuvama Wealth Management Ltd. | 31,687 | 4,631 | 1,026 | 30.4x | 7.7x | 31.6 | 20.5 | 2.3 |
| Choice International Ltd. | 16,170 | 1,118 | 238 | 74.3x | 9.9x | 23.8 | 23.1 | 0.57 |